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OnlyFans / Subscription Net Calculator

Estimates only. Not financial, tax, or legal advice. Platform fees and tax rules change — verify with official sources.

Fee defaults reviewed: · Share links keep your inputs — bookmark or send to a friend.

Estimate what you actually keep after the platform fee (default 20%), optional agency fees, operating costs and a tax reserve. Works for OnlyFans-style subscription models.

Quick scenarios

Inputs

OnlyFans commonly takes ~20% of gross. Adjust if your platform differs.

Usually charged on net after platform fee. Leave 0 if self-managed.

Chatters, ads, freelancers, software, props…

Net profit · Monthly

$3,360.00

Annual: $40,320.00

You keep (of gross): 51.7%

Insight

You keep ~52% of gross. Platform alone takes $1,300.00/mo in this model.

Net margin51.7%
Gross revenue$6,500.00
Platform fee$1,300.00
Agency fee$0.00
Net profit$3,360.00

Compare scenarios

Scenario A

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Scenario B

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Breakdown

Subscriptions$4,000.00
Tips$800.00
PPV / messages$1,500.00
Custom / other$200.00
Platform fee$1,300.00
Agency fee$0.00
Operating costs$400.00
Tax reserve$1,440.00

Formulas used

  • Gross = subscriptions + tips + PPV + other
  • Platform fee = gross × platform %
  • After platform = gross − platform fee
  • Agency fee = after platform × agency %
  • Net = after agency − costs − tax reserve

FAQ

Is the OnlyFans fee still 20%?
The widely published split is ~20% platform / 80% creator on gross earnings. Always confirm in your creator dashboard — this field is editable.
How do agency fees work?
Many agencies take a percentage of what remains after OnlyFans’s cut. Enter that % here. If you are fully independent, leave it at 0.
Does this include chargebacks or payout fees?
No. Model those inside operating costs or lower your gross slightly for a conservative estimate.
Is this financial advice?
No — educational estimates only. Tax treatment of adult/subscription income varies by country; use a qualified advisor.

Understanding OnlyFans net

20% platform cut

Of gross (subs, tips, PPV), typically ~20% goes to the platform — confirm in your dashboard; the field is editable.

Agency after platform

Many agencies take % of what’s left after the platform cut — not of gross. Avoid double counting.

Operating costs

Chatters, ads and tools belong here — or you’ll overstate net.

Sharing with friends

“Copy result” makes neutral text with no login — good for creator-to-creator advice.

Worked example

$4,000 subs · $800 tips · $1,500 PPV · 20% platform · 0% agency · $400 costs

→ Gross $6,300 → after 20% platform $5,040 → minus costs/tax = planning net.

OnlyFans fees guide
OnlyFans Net Calculator — Free Subscription Creator Earnings | CreatorFinance.tools | CreatorFinance.tools